Quarterly Commentary

Q2 | 2024

MARKET COMMENTARY

  The stock and bond markets had a rough start during the second quarter of 2024, with the outlook dimming for interest rate cuts against a backdrop of stubbornly high inflation. However, by the end of the quarter, the outlook brightened as inflation news turned favorable enough that investors began to gain confidence that the

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Q1 | 2024

MARKET COMMENTARY

  Investors entered Q1 2024 optimistic that the economy was headed for a soft landing, inflation would continue to improve, and the Fed would start cutting interest rates in March. Not only did the economy avoid a recession, it was a bit stronger than expected, albeit resulting in a more persistent. level of inflation. Equities

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Q4 | 2023

MARKET COMMENTARY

  Q4 ‘23 started off on weak footing, as investors were concerned that interest rates would remain “higher for longer” due to the unexpected strength of the economy, but encouraging progress on inflation cooling throughout the quarter and Fed officials’ reaction to the data helped markets retain their momentum into the end of the year.

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Q3 | 2023

MARKET COMMENTARY

  Investors entered the third quarter optimistic that the Federal Reserve had orchestrated a soft landing for the economy and would potentially start cutting rates by year-end, but enthusiasm abated throughout August and September, as the prospect of a sustained period of higher rates became more likely, with both stock and bond markets finishing the

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